Please indicate the financial values of all borrowers (including spouse or cohabiting partner).
Information on income for all borrowers is considered for the lenders' affordability calculation and influences your offers. The income includes the annual gross income, but also bonus, alimony or other income.
Information on assets for all borrowers is considered in the lender's loan-to-value calculation and influences your offers. In addition to savings, it also includes assets from your pension fund or pillar 3.
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Interest costs starting from
CHF .-/ month
The ratio between gross salary and property expenses (calculative interest - 5% of the mortgage, imputed maintenance costs, amortizations). These should not exceed 1/3 of the gross income.
It corresponds to the ratio between the mortgage and the purchase price of the property in percent. As a general rule, your own funds should be at least 20% of the purchase price of the property.