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practical 4½ room apartment in a family-friendly neighborhood

Giswil on the lovely Sarnersee is truly an "ideal" world where hikers and bikers can feel at home in the middle of nature. Whether the Mörlialp or Melchsee-Frutt ski areas, both can be reached in a few minutes by car or public transport. A short stretch in the direction of the Brünig Pass you reach the idyllic Lungernsee.
The "Durnacherli" is a quiet, well-kept residential area in close proximity to schools, shops and the café-restaurant "Siesta".
This neat, beautiful 4 ½ room apartment is quiet and sunny. It has a comfortable, bright kitchen with ceramic hob, dishwasher, high oven, refrigerator, etc. The equipment also includes a fireplace. The bathroom with separate shower has a bright window. The apartment has a practical reduit next to the entrance. Of course, the apartment has a cellar room. The quiet, sunny balcony on the south side is very much appreciated. Garden enthusiasts can also create their own garden bed for vegetables or flowers by the house. The condominium ownership (STWEG) consists of seven apartments, is pleasantly manageable and very flexible in its decisions.
And the housing costs are an unbelievable CHF 605 per month including ancillary costs (with a deposit of CHF 118,000). A garage space in the parking garage belongs to the apartment (included in the purchase price of CHF 590,000). Thanks to low bank interest rates, buying is now much cheaper than renting!

Purchase price:
Apartment: Fr. 565,000.-
Garage space: 25,000.-

Calculation example
Down payment: Fr. 118,000.-, possibly less if necessary.
Mortgage rate:
390,000 times 0.7% = CHF 2,730 / year = 227.50 / month
82,000 times 09% = 738 / year = 61.50 / month
Owner's ancillary costs, CHF 3'792 / year = 316.- / month
Total interest and ancillary costs per month Fr. 605.-